Voluntary insurance is optional and offers the opportunity to pay insurance premiums with deposit bonuses without having to perform any work, actively register for taxes, register a company, or complete incorporation procedures, for example, by farming or without the obligation to retire voluntarily. There are certain conditions for benefiting from voluntary insurance. Turkish citizens residing in Turkey and Turkish citizens residing in countries that have not signed a social security agreement while residing in Turkey;
a) Not working in a manner that requires compulsory insurance under Law No. 5510 or not working as an insured person, but working less than 30 days per month or not working full-time,
b) Not being bound monthly due to their own insurance,
c) Being over 18 years of age,
d) Those who apply in writing to the Social Security Institution can apply.
Insurance Options for Which Premiums Can Be Paid Upon Request:
Voluntary October insurance (4b), Voluntary Annex 5 agricultural insurance (4a), Voluntary housewives insurance, Voluntary pension fund for those who have completed a certain period of time, as listed in the Pension Fund.
CONDITIONS
Optional Course (4B)
To be able to pay premiums under the optional bagajkur;
Inability to work in any job, lack of documents such as a chamber of agriculture registration certificate, tax registration certificate, or company partnership registration certificate should not ultimately lead to retirement.
Optional October 5 Agricultural Insurance
In this context, the premiums paid are considered a service under Article 4A, meaning that the SSK will become an agricultural insurer on October 5.
It is necessary to work continuously as a daily laborer in agriculture or forestry. Those who do not work in repair jobs should not pay premiums under this insurance.
You should not work at any workplace covered by 4A SSK and should not have any records such as tax registration, company partnership, or farming registration.
Optional insurance for housewives (4B)
Housewives who make and sell products such as handicrafts, knitting, and decorative items at home can be insured upon request. If premiums are paid under the housewife insurance scheme, these premiums are considered as Bağkur service. The insurance type that can be paid with the lowest premium upon request is the optional housewife insurance. To be eligible for optional housewife insurance:
Production of handicrafts, lace, knitting, decorative items, etc. at home,No active commercial tax registration,
Not working at a workplace covered by 4A SSK,
Not being retired.
Voluntary participation in the pension fund (4C)
.
Persons who have served as civil servants or prosecutors must have been employed for at least 10 years within six months after leaving their positions, in accordance with Article 4(a) (SSK) and (b) (Medicare) of Law No. 5510, provided that they have been employed for at least 10 years within six months after leaving their positions, are insured under this article within six months after the end of compulsory insurance, start working voluntarily under the pension fund, continue to pay premiums, and are eligible for retirement. The conditions are as follows:
According to Law No. 434, those who left their jobs before or after the Law came into effect in October 2008 and those who left their jobs subject to Article 4(1)(c) of Law No. 5510 and then started working again within the (Pension Fund) are subject to Article 4(1)(C) of Law No. 5510
and Article 4(1)(C) of Law No. 5510, subject to the condition of resignation from (a) (SSK) and (b) (Medicare), may retire from the pension fund by paying insurance premiums on a voluntary basis while working in insurance.
paying voluntary premiums, they can retire from the pension fund.
When calculating the 10-year period, it should be noted that the actual service period increase, nominal service period, unpaid leave periods, periods earned from service, and similar periods are not taken into account.