1- Pay Day:
There is no definite form requirement in these laws. Pay paid A date written on the day of payment means a written declaration that the payment will be made on that date. If it has been decided to pay/collect on a previously specified date, the date should be written. Otherwise, the bond that is not shown to be due is paid when it is seen.
2- Turkish Lira: It refers to the amount specified in the promissory note, that is, the amount of debt / receivables subject to the year. As can be seen from the above example image, #5.000# is written to the right and left of the policy amount in the arrangement of negotiable instruments. With this method, such icons are written on the promissory note to prevent interference later, numbers are added and subtracted to the right and left.
3- Penny: Refers to the sum of debts/receivables. If there is no curse, it is enough to draw him.
4- No:
If there is more than one promissory note, the promissory note number is written. Thus, both the creditor and the debtor can keep track of which promissory notes there are and how many more promissory notes are left.
5- Due date: The same pay day written on the top side is written here. If the general teams are on 29.10.2016, October 29, 2016 will be written on the upper side and 2016 on the lower side. The purpose of this is to prevent confusion from month to day and to make the content of the promissory note more clear.
6- Creditor: The name of the natural or legal person who is the creditor is written on the promissory note. If the legal entity is (for example: X ltd. that’s it, XXX a.ş) If the official title of the company is a real person, it is written in the form of Ali Akça.
7- Amount of Debt / Receivable: The amount subject to the promissory note, whether TL or foreign currency, is written in writing, not in numbers as written above. The purpose here is to prevent misperception of the amount, writing it down and confirming the amount. Making changes to the top or bottom is one of the elements that helps to understand whether tampering has been carried out.
8- Amount of Debt / Receivable: If there is a copy, it is written in writing.
9- The reason for the debt: Here it is explained what the debt is, what you will receive. Paying paid on this day, in more explicit terms, if someone is given money with the commitment to pay and this promissory note is issued in return, that is, if the money is arranged in accordance with the debt, the phrase “cash” is written in this section, and if payment is to be made in exchange for goods and services, the phrase “malen” is written. The purpose here is to give the parties a chance to prove this, especially in cases of settlement, rejection or objection of the debt.
For example, he bought a property, two months later the promissory note was arranged. Receipt of delivery of goods, advance payouts, invoice, delivery note minutes and contract give the parties the power to prove that injustice, if any, can be remedied by presenting evidence to the court in disputes.
10- Court:
It is written which court will take care of disputes arising from promissory notes. If the parties are in the same province, that province, if they are in different provinces, if they say that the province they have agreed on is the subject of turnover, or wherever it is, the courts of Turkey are indicated.
11- Debtor person: It is the part where the information of the debtor who undertakes paying is included. If the person is a real person, his name, surname, full address and Turkish identity number should be written here. If the person is a legal entity, the company title should be written with an official invoice and stamp, as in the trade registry gazette. The direct cachet of the company is also sufficient.
12- Date of issue: The date of issue of the deed is written and it is indicated when the contract was signed, which again carries the provision of evidence in possible disputes. The person who says that he has paid my debt can present his debt to the judge by comparing the collection receipt or bank statement and its date with the promissory note.
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Signature of the debtor: The name, surname and signature of the debtor are included. The borrower on the left side should write his name and surname, that person should sign.
In companies with a legal entity, a representative authorized to sign the legal signature must be signed under the company stamp or sent in handwriting, regardless of the company information. This is important. Because if someone who is not authorized to sign the signature signs, the signer will be responsible for the debt.
ttk m.613: “… Except for the signatures of the addressee or the person requesting the policy, every signature placed on the front side of the policy is considered an annotation of aval …”
14- Guarantor: If there is a guaranty agreement on the debt subject to the valuable document, the name, surname and signature of the guarantor are signed. If the debtor does not pay his debt and collection is not possible through foreclosure, the creditor’s court seeks collection of the debt from the guarantor. The guarantor owes the second.
15- Guarantor information: The name, surname, address and Turkish identity number of the guarantor of the debt are written. No surety is required in the deed. A promissory note can also be issued without a guarantor.
16- Summary of the promissory note: This is the section that facilitates the work of more creditor parties related to the promissory note. When issuing promissory notes, the borrower can track his receivables with information such as maturity, amount, without looking at the content of the promissory notes. If it is filled out for the borrower, it can be filled out again as a precaution against tampering, but it is not mandatory.
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Content and basis of the promissory note: If there is a question about which debt the promissory note is issued for, especially in this section, which is left blank, it can be added here that it is issued according to the contract (Rent, guarantee, installment). It would be good to be written.
In cases of intention, withdrawal, difficulty in payment, the following points should be paid attention to separately as evidence for each case.
The debtor of the promissory note must issue the promissory note in his own handwriting.
Both parties should read the promissory note before signing the promissory note.
After the promissory note is signed, a photocopy must be issued by the debtor.
If there is a contract prepared separately for the promissory note, a copy of each copy must be submitted to the parties.
Especially when the bill is paid, the signature part should be torn out from there,
If the price has been paid and registered, the collection must have been made,
If possible, a receipt should be received with a consistently dated note arranged for the following promissory note,
Even if it has been paid, the promissory note should be kept for a while, and precautions should be taken against disputes and fake promissory notes that may arise in the future.
A blank promissory note should definitely not be signed saying that I am filling it out.